Invoice Discounting

Improve your business’s cash flow by selling unpaid customer invoices to Meristem at a discount, receiving immediate funds instead of waiting 30‑120 days. We advance up to 85% of the invoice value within 24 hours of verification, with the balance (minus our fee) paid when your customer settles. The service is confidential—your customers never know you’re using invoice discounting, as they pay directly into a controlled bank account. This is perfect for B2B businesses with credit sales, from logistics companies to manufacturers and service providers. Unlike a traditional loan, the facility grows with your sales: more invoices mean more available funding. Our online portal allows you to upload invoices, track advances, and monitor customer payment status in real time.