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We offer negotiable interest friendly loans, that allow businesses and individuals finally achieve their desires.
Who we are
Meristem Finance Limited is a customer-centric financial institution providing innovative, flexible, and timely financing solutions that empower businesses and individuals to achieve their growth ambitions. We specialize in structured lending, asset-backed finance, lease finance, bridge finance, LPO finance, and working capital solutions tailored to our clients' unique needs.
At Meristem Finance, we combine deep market expertise, disciplined risk management, and exceptional service to deliver responsive, value-driven financing solutions. Our relationship-led approach enables us to understand our clients' objectives and provide bespoke financial support that enhances cash flow, unlocks opportunities, and drives sustainable growth.
Backed by the strength and credibility of the Meristem Group, we are more than a lender; we are a trusted growth partner, committed to delivering financing solutions that enable our clients scale confidently and achieve long-term success.
Meristem Finance Limited is registered and regulated by the Central Bank of Nigeria.
Our Products & Services
We offer a wide range of products and services to meet the unique needs of our clients.
Bridge Financing
Bridge financing, also known as bridge loans, is short-term financing designed to provide companies with funds until they to real estate development firms working on projects with off-takers. It helps these firms meet deadlines, hedge against inflation, and cover expenses before receiving full off-take payments.
Meristem Finance Lease
This interest-rate-friendly option helps you access the capital to acquire the equipment needed to boost your growth. We finance a significant portion of the cost, with flexible repayment plans. All you must do is pay an affordable and convenient monthly or annual rental.
Working Capital Loan
We offer a robust suite of Financial advisory services ranging from our expert guidance on corporate and share capital restructuring to optimize your operational efficiency, accurate business valuations of your company's worth to help make informed decisions, mergers and acquisitions (M&A) support and advisory and for businesses hoping to sell some assets or divest entire entities, we offer expertise in divestments and buyouts.
Local Purchase Order (LPO) Financing
We offer solid business plans that outline our client's goals, strategies, and financial projections and ensure their business idea has strong potential with thorough feasibility studies.
Invoice Discounting
Get access to working capital quickly by leveraging your unpaid invoices. We offer competitive interest rates and flexible repayment plans.
Cash Backed Facility
Need a quick cash injection? Use your existing cash reserves to secure short-term, cash-backed loans for immediate liquidity.
Equity Backed Facility
Unlock the potential of your existing investments. Access loans secured by your equities without the need to sell them.
Frequently asked questions
Get in Touch with Us
We’re here to answer your questions, provide expert guidance, and help you navigate your financial journey with confidence. Reach out today and let’s start a meaningful conversation about your financial future.
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Your satisfaction is our priority. Let's make sure you have the best experience with us.